Terms and Conditions

1. Acceptance of Terms

By accessing or using the Stone Fundvale website (the "Site"), you agree to be bound by these Terms and by our Privacy Policy. If you do not agree with any part of these Terms, you should discontinue use of the Site immediately.

2. Description of Services

Stone Fundvale provides data-driven analysis, informational content, and decision-support tools related to financial planning topics. The Site and its contents are provided for general informational purposes only and do not constitute financial, legal, tax, or investment advice. No content on the Site should be relied upon as a substitute for consultation with a qualified, licensed professional familiar with your individual circumstances.

3. No Financial Advice

Nothing published on this Site constitutes a recommendation to buy, sell, or hold any financial product, nor a guarantee of any outcome, return, or result. Any figures, projections, or examples presented are illustrative and general in nature. You are solely responsible for evaluating the merits and risks associated with any decision made in reliance on information found on the Site, and you should seek independent professional advice before acting on it.

4. Eligibility and Account Use

Where the Site offers forms, request-access features, or contact mechanisms, you agree to provide accurate, current, and complete information. You are responsible for maintaining the confidentiality of any credentials associated with your interactions with the Site and for all activity that occurs in connection with your use of it.

5. Acceptable Use

When using the Site, you agree not to:

• Use the Site for any unlawful purpose or in violation of any applicable regulation;
• Attempt to gain unauthorized access to any systems, data, or accounts connected to the Site;
• Interfere with, disrupt, or place undue burden on the Site's infrastructure;
• Copy, scrape, reproduce, or redistribute Site content without prior written permission;
• Misrepresent your identity or affiliation when interacting with the Site.

6. Intellectual Property

All text, graphics, logos, layouts, and other materials appearing on the Site, unless otherwise indicated, are the property of Stone Fundvale or its licensors and are protected by applicable intellectual property laws. No license or right is granted to you to use any such materials except as strictly necessary to view the Site for personal, non-commercial purposes.

7. Third-Party Links and Content

The Site may reference or link to third-party resources. Stone Fundvale does not control and is not responsible for the accuracy, legality, or content of any third-party material. Inclusion of any such reference does not imply endorsement.

8. Disclaimer of Warranties

The Site and all associated content are provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied, including but not limited to warranties of accuracy, completeness, merchantability, fitness for a particular purpose, or non-infringement. Stone Fundvale does not warrant that the Site will be uninterrupted, error-free, or free of harmful components.

9. Limitation of Liability

To the fullest extent permitted by applicable law, Stone Fundvale, its owners, affiliates, and representatives shall not be liable for any indirect, incidental, consequential, special, or punitive damages, or any loss of profits, data, or goodwill, arising out of or related to your use of, or inability to use, the Site, whether based on contract, tort, or any other legal theory, even if advised of the possibility of such damages.

10. Indemnification

You agree to indemnify and hold harmless Stone Fundvale and its representatives from any claims, damages, liabilities, costs, or expenses arising out of your breach of these Terms or your misuse of the Site.

11. Changes to the Terms

Stone Fundvale reserves the right to modify or update these Terms at any time. Updated Terms will be posted on this page with a revised effective date. Continued use of the Site after changes are posted constitutes acceptance of the revised Terms.

12. Termination

Stone Fundvale reserves the right to suspend or restrict access to the Site, in whole or in part, for any user found to be in violation of these Terms, without prior notice.

13. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

14. Contact

Questions regarding these Terms may be directed through the contact channel listed on the Site's Contact page.